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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,288 | $153,769+87.5% | $133,975+115.2% | $273,972+5.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 7.27% | 36.51%-29.2pp | 29.29%-22.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $8,116 | $6,029+34.6% | $5,211+55.7% | $4,869+66.7% |
| Participant deferral / active EE | $13,471 | $6,958+93.6% | $6,282+114.4% | $5,287+154.8% |
| Admin fee / account holder | $43,629 | $11,765+270.9% | $9,324+367.9% | $10,133+330.6% |