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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,009 | $99,644+136.9% | $86,438+173.0% | $134,532+75.4% |
| Participation rate | 53.8% | 82.1%-28.2pp | 80.3%-26.5pp | 81.2%-27.4pp |
| Annual return | -16.35% | 6787.26%-6803.6pp | 4397.19%-4413.5pp | 418.27%-434.6pp |
| Employer contribution / active EE | $0 | $4,402-100.0% | $3,769-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $8,708 | $7,247+20.2% | $6,952+25.3% | $6,401+36.1% |
| Admin fee / account holder | $1,154 | $8,375-86.2% | $6,733-82.9% | $11,429-89.9% |