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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,882 | $107,363+43.3% | $92,909+65.6% | $152,897+0.6% |
| Participation rate | 47.8% | 79.8%-32.0pp | 76.0%-28.2pp | 82.5%-34.6pp |
| Annual return | 24.15% | 145.63%-121.5pp | 109.44%-85.3pp | 345.43%-321.3pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,600 | $4,848-67.0% | $4,238-62.3% | $5,851-72.7% |
| Admin fee / account holder | $1,841 | $7,082-74.0% | $5,795-68.2% | $11,599-84.1% |