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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,905 | $58,828+3.5% | $78,002-21.9% | $62,881-3.1% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 7.46% | 17.16%-9.7pp | 425.99%-418.5pp | 20.14%-12.7pp |
| Employer contribution / active EE | $3,437 | $1,672+105.6% | $2,470+39.1% | $2,281+50.7% |
| Participant deferral / active EE | $4,431 | $2,686+65.0% | $3,497+26.7% | $3,203+38.4% |
| Admin fee / account holder | $1,048 | $4,393-76.2% | $5,481-80.9% | $4,296-75.6% |