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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,042 | $165,399-90.9% | $149,745-90.0% | $158,982-90.5% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 25.26% | 348.34%-323.1pp | 276.72%-251.5pp | 302.99%-277.7pp |
| Employer contribution / active EE | $1,781 | $5,105-65.1% | $4,646-61.7% | $4,763-62.6% |
| Participant deferral / active EE | $5,038 | $7,183-29.9% | $6,843-26.4% | $5,983-15.8% |
| Admin fee / account holder | $1,299 | $10,811-88.0% | $9,312-86.0% | $11,252-88.5% |