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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,108 | $76,912+90.0% | $129,118+13.2% | $68,486+113.3% |
| Participation rate | 96.3% | 69.1%+27.2pp | 77.2%+19.1pp | 67.9%+28.4pp |
| Annual return | -19.29% | -9.78%-9.5pp | -10.94%-8.4pp | -7.85%-11.4pp |
| Employer contribution / active EE | $3,717 | $3,243+14.6% | $5,051-26.4% | $2,597+43.2% |
| Participant deferral / active EE | $7,091 | $4,732+49.8% | $6,539+8.4% | $4,028+76.1% |
| Admin fee / account holder | $6,845 | $6,638+3.1% | $14,305-52.1% | $5,404+26.7% |