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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,076 | $133,981+182.9% | $112,249+237.7% | $134,532+181.8% |
| Participation rate | 70.0% | 78.6%-8.6pp | 75.1%-5.1pp | 81.2%-11.2pp |
| Annual return | -27.54% | 47.16%-74.7pp | 27.48%-55.0pp | 418.27%-445.8pp |
| Employer contribution / active EE | $5,542 | $4,040+37.2% | $3,636+52.4% | $4,741+16.9% |
| Participant deferral / active EE | $5,583 | $5,292+5.5% | $4,729+18.0% | $6,401-12.8% |
| Admin fee / account holder | $488 | $7,492-93.5% | $6,412-92.4% | $11,429-95.7% |