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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,181 | $65,703+2.2% | $94,228-28.7% | $59,633+12.7% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -0.67% | 5.22%-5.9pp | 10.68%-11.3pp | 2041.40%-2042.1pp |
| Employer contribution / active EE | $3,307 | $2,021+63.7% | $3,587-7.8% | $2,203+50.1% |
| Participant deferral / active EE | $2,362 | $3,143-24.8% | $4,320-45.3% | $3,192-26.0% |
| Admin fee / account holder | $978 | $4,264-77.1% | $6,269-84.4% | $4,297-77.2% |