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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,994 | $102,429+186.0% | $147,096+99.2% | $80,925+262.1% |
| Participation rate | 97.6% | 75.9%+21.8pp | 82.2%+15.4pp | 67.7%+30.0pp |
| Annual return | 13.52% | 135.02%-121.5pp | 419.75%-406.2pp | 35.65%-22.1pp |
| Employer contribution / active EE | $9,383 | $3,716+152.5% | $4,936+90.1% | $2,756+240.4% |
| Participant deferral / active EE | $8,635 | $6,649+29.9% | $8,071+7.0% | $4,299+100.9% |
| Admin fee / account holder | $6,106 | $7,957-23.3% | $13,005-53.0% | $6,940-12.0% |