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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,946 | $106,749+211.9% | $145,433+128.9% | $82,448+303.8% |
| Participation rate | 95.5% | 75.6%+19.8pp | 82.1%+13.3pp | 68.1%+27.4pp |
| Annual return | 17.70% | 27.59%-9.9pp | 66.58%-48.9pp | 41.64%-23.9pp |
| Employer contribution / active EE | $4,722 | $3,444+37.1% | $4,554+3.7% | $2,551+85.1% |
| Participant deferral / active EE | $8,532 | $6,519+30.9% | $7,897+8.0% | $4,139+106.1% |
| Admin fee / account holder | $3,446 | $8,390-58.9% | $13,129-73.8% | $7,234-52.4% |