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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,915 | $73,848+303.4% | $143,799+107.2% | $68,486+335.0% |
| Participation rate | 93.5% | 66.7%+26.9pp | 80.3%+13.2pp | 67.9%+25.7pp |
| Annual return | -14.64% | 0.91%-15.5pp | -0.04%-14.6pp | -7.85%-6.8pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $10,428 | $3,385+208.1% | $5,638+84.9% | $4,028+158.9% |
| Admin fee / account holder | $31,499 | $5,755+447.3% | $14,677+114.6% | $5,404+482.9% |