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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,199 | $92,219+75.9% | $76,767+111.3% | $135,380+19.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -6.66% | 5.46%-12.1pp | 2.43%-9.1pp | 519.81%-526.5pp |
| Employer contribution / active EE | $451 | $3,216-86.0% | $2,485-81.9% | $4,779-90.6% |
| Participant deferral / active EE | $4,474 | $4,508-0.8% | $3,852+16.2% | $5,609-20.2% |
| Admin fee / account holder | $4,880 | $10,749-54.6% | $6,675-26.9% | $10,828-54.9% |