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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,847 | $56,894-12.4% | $84,753-41.2% | $62,881-20.7% |
| Participation rate | 94.6% | 68.5%+26.1pp | 76.6%+18.0pp | 69.3%+25.3pp |
| Annual return | 3.60% | 6.30%-2.7pp | 22.78%-19.2pp | 20.14%-16.5pp |
| Employer contribution / active EE | $2,550 | $2,400+6.3% | $3,574-28.6% | $2,281+11.8% |
| Participant deferral / active EE | $4,246 | $2,709+56.7% | $3,712+14.4% | $3,203+32.6% |
| Admin fee / account holder | $3,407 | $3,581-4.8% | $5,333-36.1% | $4,296-20.7% |