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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,414 | $133,998-43.7% | $112,263-32.8% | $134,545-43.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.86% | 47.17%-65.0pp | 27.49%-45.4pp | 418.37%-436.2pp |
| Employer contribution / active EE | $4,425 | $4,040+9.5% | $3,636+21.7% | $4,742-6.7% |
| Participant deferral / active EE | $13,360 | $5,292+152.4% | $4,729+182.5% | $6,401+108.7% |
| Admin fee / account holder | $358 | $7,493-95.2% | $6,410-94.4% | $11,431-96.9% |