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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,134 | $93,617+9.1% | $135,982-24.9% | $75,177+35.9% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 13.65% | 30.89%-17.2pp | 68.32%-54.7pp | 160.75%-147.1pp |
| Employer contribution / active EE | $8,085 | $3,538+128.5% | $4,859+66.4% | $2,671+202.7% |
| Participant deferral / active EE | $2,465 | $6,406-61.5% | $7,760-68.2% | $4,126-40.3% |
| Admin fee / account holder | $2,671 | $6,980-61.7% | $10,767-75.2% | $5,651-52.7% |