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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,136 | $65,034+1.7% | $90,970-27.3% | $79,856-17.2% |
| Participation rate | 84.4% | 61.6%+22.8pp | 69.0%+15.4pp | 69.6%+14.7pp |
| Annual return | 9.90% | 30.45%-20.5pp | 134.60%-124.7pp | 31.71%-21.8pp |
| Employer contribution / active EE | $2,031 | $1,247+62.8% | $2,122-4.3% | $2,471-17.8% |
| Participant deferral / active EE | $3,795 | $2,512+51.1% | $3,373+12.5% | $3,741+1.5% |
| Admin fee / account holder | $29,833 | $4,536+557.7% | $5,961+400.5% | $5,306+462.2% |