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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,750 | $209,422+39.3% | $178,503+63.4% | $158,982+83.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.78% | 188.81%-167.0pp | 151.12%-129.3pp | 302.99%-281.2pp |
| Employer contribution / active EE | $2,085 | $5,707-63.5% | $5,011-58.4% | $4,763-56.2% |
| Participant deferral / active EE | $5,672 | $5,955-4.7% | $5,202+9.0% | $5,983-5.2% |
| Admin fee / account holder | $1,125 | $17,079-93.4% | $13,987-92.0% | $11,252-90.0% |