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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,353 | $45,050-72.6% | $63,018-80.4% | $70,126-82.4% |
| Participation rate | 40.6% | 69.5%-28.9pp | 74.8%-34.2pp | 69.5%-29.0pp |
| Annual return | 11.64% | 18.76%-7.1pp | 87.62%-76.0pp | 73.15%-61.5pp |
| Employer contribution / active EE | $602 | $2,052-70.7% | $2,761-78.2% | $2,343-74.3% |
| Participant deferral / active EE | $854 | $2,466-65.4% | $3,330-74.4% | $3,332-74.4% |
| Admin fee / account holder | $536 | $2,834-81.1% | $3,601-85.1% | $4,645-88.5% |