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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,531 | $57,352+270.6% | $83,831+153.5% | $64,173+231.2% |
| Participation rate | 72.0% | 68.6%+3.4pp | 76.1%-4.1pp | 69.6%+2.4pp |
| Annual return | -4.67% | 11.38%-16.1pp | 850.99%-855.7pp | 7.63%-12.3pp |
| Employer contribution / active EE | $200 | $2,546-92.1% | $3,631-94.5% | $2,381-91.6% |
| Participant deferral / active EE | $4,592 | $2,993+53.4% | $4,082+12.5% | $3,470+32.3% |
| Admin fee / account holder | $16,377 | $4,046+304.7% | $5,479+198.9% | $4,887+235.1% |