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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $708,465 | $166,268+326.1% | $165,100+329.1% | $145,897+385.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.24% | 100.52%-86.3pp | 70.21%-56.0pp | 552.29%-538.1pp |
| Employer contribution / active EE | $3,182 | $5,284-39.8% | $4,348-26.8% | $4,663-31.8% |
| Participant deferral / active EE | $12,727 | $6,964+82.7% | $6,035+110.9% | $6,689+90.3% |
| Admin fee / account holder | $11,386 | $16,659-31.7% | $12,696-10.3% | $13,390-15.0% |