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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,387 | $150,445+198.7% | $136,297+229.7% | $147,585+204.5% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 17.30% | 1049.14%-1031.8pp | 5156.16%-5138.9pp | 578.57%-561.3pp |
| Employer contribution / active EE | $8,308 | $5,256+58.1% | $4,696+76.9% | $4,876+70.4% |
| Participant deferral / active EE | $11,758 | $6,631+77.3% | $6,247+88.2% | $5,439+116.2% |
| Admin fee / account holder | $4,979 | $10,906-54.3% | $9,244-46.1% | $10,885-54.3% |