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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,933 | $209,874-77.2% | $189,537-74.7% | $167,536-71.4% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 8.67% | 748.61%-739.9pp | 555.34%-546.7pp | 478.82%-470.1pp |
| Employer contribution / active EE | $3,155 | $6,913-54.4% | $6,161-48.8% | $4,839-34.8% |
| Participant deferral / active EE | $6,990 | $8,934-21.8% | $8,220-15.0% | $6,342+10.2% |
| Admin fee / account holder | $67,876 | $14,299+374.7% | $12,048+463.4% | $12,315+451.2% |