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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,959 | $97,020+136.0% | $83,327+174.8% | $135,380+69.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -6.89% | 12.31%-19.2pp | 10.64%-17.5pp | 519.81%-526.7pp |
| Employer contribution / active EE | $10,910 | $4,144+163.3% | $3,379+222.9% | $4,779+128.3% |
| Participant deferral / active EE | $7,240 | $5,964+21.4% | $5,565+30.1% | $5,609+29.1% |
| Admin fee / account holder | $21,727 | $8,426+157.9% | $7,540+188.1% | $10,828+100.7% |