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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,675 | $115,814+59.5% | $101,275+82.4% | $158,982+16.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 17.93% | 56.16%-38.2pp | 46.48%-28.6pp | 302.99%-285.1pp |
| Employer contribution / active EE | $7,624 | $4,176+82.6% | $3,660+108.3% | $4,763+60.1% |
| Participant deferral / active EE | $5,723 | $4,958+15.4% | $4,371+31.0% | $5,983-4.3% |
| Admin fee / account holder | $2,659 | $7,249-63.3% | $5,948-55.3% | $11,252-76.4% |