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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,188 | $65,566+138.2% | $86,235+81.1% | $75,177+107.8% |
| Participation rate | 40.0% | 60.5%-20.5pp | 69.0%-29.0pp | 67.2%-27.2pp |
| Annual return | 25.35% | 46.07%-20.7pp | 1170.03%-1144.7pp | 160.75%-135.4pp |
| Employer contribution / active EE | $568 | $1,553-63.5% | $2,381-76.2% | $2,671-78.8% |
| Participant deferral / active EE | $4,602 | $3,023+52.2% | $3,987+15.4% | $4,126+11.5% |
| Admin fee / account holder | $6,242 | $5,470+14.1% | $6,856-8.9% | $5,651+10.5% |