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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,502 | $162,821-83.1% | $133,978-79.5% | $158,982-82.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 21.96% | 41.95%-20.0pp | 45.10%-23.1pp | 302.99%-281.0pp |
| Employer contribution / active EE | $2,613 | $4,976-47.5% | $3,919-33.3% | $4,763-45.1% |
| Participant deferral / active EE | $4,232 | $5,910-28.4% | $5,047-16.2% | $5,983-29.3% |
| Admin fee / account holder | $1,291 | $11,742-89.0% | $8,930-85.5% | $11,252-88.5% |