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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,029 | $72,404+60.3% | $110,243+5.2% | $64,173+80.8% |
| Participation rate | 66.7% | 73.3%-6.7pp | 79.8%-13.2pp | 69.6%-2.9pp |
| Annual return | -6.65% | -6.29%-0.4pp | 314.76%-321.4pp | 7.63%-14.3pp |
| Employer contribution / active EE | $5,369 | $2,282+135.3% | $3,827+40.3% | $2,381+125.5% |
| Participant deferral / active EE | $5,391 | $3,469+55.4% | $4,672+15.4% | $3,470+55.4% |
| Admin fee / account holder | $3,608 | $5,664-36.3% | $8,548-57.8% | $4,887-26.2% |