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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,610 | $112,121-70.0% | $95,960-65.0% | $158,966-78.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 9.82% | 171.16%-161.3pp | 91.63%-81.8pp | 302.95%-293.1pp |
| Employer contribution / active EE | $4,460 | $3,199+39.4% | $2,541+75.5% | $4,762-6.4% |
| Participant deferral / active EE | $3,139 | $4,784-34.4% | $4,167-24.7% | $5,983-47.5% |
| Admin fee / account holder | $1,483 | $10,135-85.4% | $6,797-78.2% | $11,250-86.8% |