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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,488 | $91,198+118.7% | $178,503+11.8% | $79,856+149.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 6.68% | 24.20%-17.5pp | 151.12%-144.4pp | 31.71%-25.0pp |
| Employer contribution / active EE | $8,257 | $3,257+153.6% | $5,011+64.8% | $2,471+234.1% |
| Participant deferral / active EE | $5,146 | $3,237+59.0% | $5,202-1.1% | $3,741+37.6% |
| Admin fee / account holder | $9,749 | $6,748+44.5% | $13,987-30.3% | $5,306+83.7% |