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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,536 | $86,050+213.2% | $189,758+42.0% | $94,015+186.7% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 15.63% | 17.77%-2.1pp | 52.62%-37.0pp | 17.84%-2.2pp |
| Employer contribution / active EE | $7,748 | $2,819+174.8% | $4,767+62.6% | $2,790+177.7% |
| Participant deferral / active EE | $6,105 | $3,349+82.3% | $5,856+4.3% | $4,249+43.7% |
| Admin fee / account holder | $3,147 | $6,627-52.5% | $20,388-84.6% | $8,951-64.8% |