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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,161 | $104,116-95.0% | $71,089-92.7% | $135,380-96.2% |
| Participation rate | 22.2% | 65.7%-43.4pp | 54.6%-32.4pp | 82.6%-60.4pp |
| Annual return | -8.03% | 1256.51%-1264.5pp | 650.65%-658.7pp | 519.81%-527.8pp |
| Employer contribution / active EE | $220 | $1,485-85.2% | $1,088-79.8% | $4,779-95.4% |
| Participant deferral / active EE | $239 | $2,524-90.5% | $1,873-87.2% | $5,609-95.7% |
| Admin fee / account holder | $73 | $4,142-98.2% | $3,082-97.6% | $10,828-99.3% |