Retirement plan

403(B) THRIFT PLAN OF UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC.

Name: UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC. - 403(B) THRIFT PLAN OF UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC. (2018) Form 5500
Creator: UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC., UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC.

UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC.EIN 06-1045698Plan #004PY 2018

75 MARKET ST - POUGHKEEPSIE, NY 126014015845-457-4774

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$912K

-15.0% from 2017

Total participants

-11.1% from 2017

Average account balance

$38,013

-4.4% from 2017

Annual return

-3.44%

-14.69 pp from 2017

Benchmarks

See 33,726 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort33,726 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$961K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

600.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2512

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$181K

$20153 / participant

Other / not subdivided$181K100.0%

% of EOY assets

19.881%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,013

$90,607-58.0%

$79,467-52.2%

$135,380-71.9%

Participation rate

100.0%

76.0%+24.0pp

73.3%+26.7pp

82.6%+17.4pp

Annual return

-3.44%

977.74%-981.2pp

718.30%-721.7pp

519.81%-523.2pp

Employer contribution / active EE

$5,065

$3,068+65.1%

$2,800+80.9%

$4,779+6.0%

Participant deferral / active EE

$1,286

$4,050-68.3%

$3,704-65.3%

$5,609-77.1%

Admin fee / account holder

$7,557

$5,895+28.2%

$5,104+48.1%

$10,828-30.2%

403(B) THRIFT PLAN OF UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF UNITED WAY OF THE DUTCHESS-ORANGE REGION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion