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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,743 | $106,280+2.3% | $96,538+12.6% | $139,487-22.0% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 5.12% | 38.48%-33.4pp | 35.74%-30.6pp | 373.84%-368.7pp |
| Employer contribution / active EE | $1,384 | $4,107-66.3% | $3,740-63.0% | $4,755-70.9% |
| Participant deferral / active EE | $8,642 | $5,457+58.4% | $4,880+77.1% | $6,713+28.7% |
| Admin fee / account holder | $1,073 | $7,888-86.4% | $6,737-84.1% | $11,407-90.6% |