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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,974 | $197,637-24.6% | $177,848-16.2% | $158,982-6.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -0.93% | 58.77%-59.7pp | 48.33%-49.3pp | 302.99%-303.9pp |
| Employer contribution / active EE | $10,571 | $6,698+57.8% | $5,919+78.6% | $4,763+121.9% |
| Participant deferral / active EE | $6,735 | $8,405-19.9% | $7,714-12.7% | $5,983+12.6% |
| Admin fee / account holder | $1,789 | $15,406-88.4% | $12,431-85.6% | $11,252-84.1% |