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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,155 | $201,370+56.0% | $184,256+70.5% | $145,897+115.3% |
| Participation rate | 92.3% | 87.5%+4.8pp | 86.8%+5.5pp | 80.3%+12.0pp |
| Annual return | 20.11% | 29.05%-8.9pp | 28.85%-8.7pp | 552.29%-532.2pp |
| Employer contribution / active EE | $17,654 | $7,024+151.4% | $6,427+174.7% | $4,663+278.6% |
| Participant deferral / active EE | $9,532 | $9,808-2.8% | $9,133+4.4% | $6,689+42.5% |
| Admin fee / account holder | $5,907 | $16,364-63.9% | $13,899-57.5% | $13,390-55.9% |