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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,155 | $201,259+56.1% | $184,200+70.6% | $145,959+115.2% |
| Participation rate | 92.3% | 87.5%+4.8pp | 86.8%+5.5pp | 80.3%+12.0pp |
| Annual return | 20.11% | 28.98%-8.9pp | 28.80%-8.7pp | 561.95%-541.8pp |
| Employer contribution / active EE | $17,654 | $7,018+151.6% | $6,424+174.8% | $4,661+278.8% |
| Participant deferral / active EE | $9,532 | $9,806-2.8% | $9,132+4.4% | $6,689+42.5% |
| Admin fee / account holder | $5,907 | $16,372-63.9% | $13,907-57.5% | $13,398-55.9% |