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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,101 | $98,766+160.3% | $149,730+71.7% | $79,852+222.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.64% | 27.43%-10.8pp | 276.70%-260.1pp | 31.72%-15.1pp |
| Employer contribution / active EE | $893 | $3,217-72.2% | $4,645-80.8% | $2,471-63.9% |
| Participant deferral / active EE | $8,626 | $5,681+51.8% | $6,843+26.1% | $3,740+130.6% |
| Admin fee / account holder | $23,259 | $6,052+284.3% | $9,310+149.8% | $5,306+338.3% |