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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,944 | $106,749+146.3% | $145,433+80.8% | $82,448+218.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.57% | 27.59%-12.0pp | 66.58%-51.0pp | 41.64%-26.1pp |
| Employer contribution / active EE | $1,866 | $3,444-45.8% | $4,554-59.0% | $2,551-26.9% |
| Participant deferral / active EE | $10,668 | $6,519+63.7% | $7,897+35.1% | $4,139+157.7% |
| Admin fee / account holder | $33,835 | $8,390+303.3% | $13,129+157.7% | $7,234+367.7% |