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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,378 | $175,259+50.3% | $149,723+75.9% | $139,487+88.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.94% | 166.82%-150.9pp | 134.50%-118.6pp | 373.84%-357.9pp |
| Employer contribution / active EE | $2,987 | $5,478-45.5% | $4,821-38.1% | $4,755-37.2% |
| Participant deferral / active EE | $8,191 | $6,522+25.6% | $5,682+44.1% | $6,713+22.0% |
| Admin fee / account holder | $2,376 | $16,158-85.3% | $13,215-82.0% | $11,407-79.2% |