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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,384 | $110,303-30.8% | $95,759-20.2% | $139,487-45.2% |
| Participation rate | 60.0% | 75.7%-15.7pp | 72.3%-12.3pp | 80.3%-20.3pp |
| Annual return | 10.37% | 27.19%-16.8pp | 28.42%-18.1pp | 373.84%-363.5pp |
| Employer contribution / active EE | $2,219 | $3,261-31.9% | $2,836-21.7% | $4,755-53.3% |
| Participant deferral / active EE | $5,496 | $4,674+17.6% | $4,244+29.5% | $6,713-18.1% |
| Admin fee / account holder | $37,938 | $6,615+473.5% | $5,678+568.1% | $11,407+232.6% |