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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,912 | $77,449+7.1% | $69,483+19.3% | $152,909-45.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 74.6%+5.4pp | 82.5%-2.5pp |
| Annual return | 24.25% | 39.09%-14.8pp | 28.99%-4.7pp | 345.46%-321.2pp |
| Employer contribution / active EE | $1,357 | $3,316-59.1% | $2,780-51.2% | $4,764-71.5% |
| Participant deferral / active EE | $4,148 | $4,415-6.0% | $3,537+17.3% | $5,851-29.1% |
| Admin fee / account holder | $4,386 | $6,210-29.4% | $3,841+14.2% | $11,601-62.2% |