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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,388 | $175,259+45.1% | $149,723+69.9% | $139,487+82.4% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 18.40% | 166.82%-148.4pp | 134.50%-116.1pp | 373.84%-355.4pp |
| Employer contribution / active EE | $2,886 | $5,478-47.3% | $4,821-40.1% | $4,755-39.3% |
| Participant deferral / active EE | $6,038 | $6,522-7.4% | $5,682+6.2% | $6,713-10.1% |
| Admin fee / account holder | $26,929 | $16,158+66.7% | $13,215+103.8% | $11,407+136.1% |