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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,616 | $106,588+165.1% | $94,215+200.0% | $155,188+82.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 15.08% | 29.39%-14.3pp | 28.22%-13.1pp | 148.84%-133.8pp |
| Employer contribution / active EE | $4,234 | $3,080+37.5% | $2,675+58.3% | $4,248-0.3% |
| Participant deferral / active EE | $14,116 | $4,802+193.9% | $4,276+230.1% | $6,531+116.1% |
| Admin fee / account holder | $51,122 | $12,281+316.3% | $10,216+400.4% | $14,480+253.1% |