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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,803 | $175,231-53.9% | $149,696-46.0% | $139,466-42.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.40% | 166.77%-151.4pp | 134.46%-119.1pp | 373.66%-358.3pp |
| Employer contribution / active EE | $2,108 | $5,478-61.5% | $4,821-56.3% | $4,754-55.7% |
| Participant deferral / active EE | $5,183 | $6,521-20.5% | $5,682-8.8% | $6,712-22.8% |
| Admin fee / account holder | $6,884 | $16,155-57.4% | $13,212-47.9% | $11,409-39.7% |