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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,861 | $227,399-60.0% | $189,758-52.1% | $198,609-54.3% |
| Participation rate | 92.9% | 84.0%+8.9pp | 79.8%+13.1pp | 82.4%+10.5pp |
| Annual return | 15.86% | 61.03%-45.2pp | 52.62%-36.8pp | 202.70%-186.8pp |
| Employer contribution / active EE | $1,838 | $5,526-66.7% | $4,767-61.4% | $5,055-63.6% |
| Participant deferral / active EE | $4,820 | $6,837-29.5% | $5,856-17.7% | $6,977-30.9% |
| Admin fee / account holder | $954 | $25,162-96.2% | $20,388-95.3% | $19,030-95.0% |