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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,310 | $155,833-64.5% | $124,693-55.6% | $167,536-67.0% |
| Participation rate | 91.7% | 81.1%+10.6pp | 74.6%+17.1pp | 82.1%+9.6pp |
| Annual return | 7.12% | 17.98%-10.9pp | 5144.19%-5137.1pp | 478.82%-471.7pp |
| Employer contribution / active EE | $591 | $4,164-85.8% | $3,324-82.2% | $4,839-87.8% |
| Participant deferral / active EE | $2,209 | $5,675-61.1% | $4,615-52.1% | $6,342-65.2% |
| Admin fee / account holder | $58,675 | $9,534+515.4% | $7,494+682.9% | $12,315+376.5% |