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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,397 | $165,399+62.3% | $149,745+79.2% | $158,982+68.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.61% | 348.34%-333.7pp | 276.72%-262.1pp | 302.99%-288.4pp |
| Employer contribution / active EE | $2,917 | $5,105-42.9% | $4,646-37.2% | $4,763-38.8% |
| Participant deferral / active EE | $7,754 | $7,183+7.9% | $6,843+13.3% | $5,983+29.6% |
| Admin fee / account holder | $1,516 | $10,811-86.0% | $9,312-83.7% | $11,252-86.5% |