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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,517 | $175,231-82.0% | $149,696-78.9% | $139,466-77.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.62% | 166.77%-160.1pp | 134.46%-127.8pp | 373.66%-367.0pp |
| Employer contribution / active EE | $2,280 | $5,478-58.4% | $4,821-52.7% | $4,754-52.0% |
| Participant deferral / active EE | $2,080 | $6,521-68.1% | $5,682-63.4% | $6,712-69.0% |
| Admin fee / account holder | $730 | $16,155-95.5% | $13,212-94.5% | $11,409-93.6% |