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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,239 | $111,535-74.7% | $105,223-73.2% | $137,256-79.4% |
| Participation rate | 81.3% | 78.1%+3.2pp | 75.0%+6.2pp | 80.0%+1.3pp |
| Annual return | 14.29% | 237.85%-223.6pp | 180.65%-166.4pp | 220.34%-206.1pp |
| Employer contribution / active EE | $1,064 | $3,939-73.0% | $3,689-71.2% | $4,156-74.4% |
| Participant deferral / active EE | $1,702 | $5,500-69.1% | $5,072-66.4% | $6,407-73.4% |
| Admin fee / account holder | $2,738 | $9,721-71.8% | $8,859-69.1% | $12,270-77.7% |