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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,073 | $138,312+252.2% | $122,979+296.1% | $155,188+213.9% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 19.36% | 22.06%-2.7pp | 20.12%-0.8pp | 148.84%-129.5pp |
| Employer contribution / active EE | $2,500 | $3,530-29.2% | $3,062-18.4% | $4,248-41.1% |
| Participant deferral / active EE | $4,381 | $5,592-21.7% | $5,003-12.4% | $6,531-32.9% |
| Admin fee / account holder | $11,007 | $15,089-27.1% | $12,864-14.4% | $14,480-24.0% |