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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $575,701 | $89,367+544.2% | $141,191+307.7% | $72,975+688.9% |
| Participation rate | 80.6% | 75.1%+5.5pp | 82.5%-1.8pp | 69.5%+11.2pp |
| Annual return | 26.11% | 111.87%-85.8pp | 71.41%-45.3pp | 81.01%-54.9pp |
| Employer contribution / active EE | $13,909 | $3,115+346.5% | $4,736+193.7% | $2,440+470.0% |
| Participant deferral / active EE | $8,529 | $5,419+57.4% | $6,710+27.1% | $3,608+136.4% |
| Admin fee / account holder | $6,084 | $5,957+2.1% | $10,264-40.7% | $5,124+18.7% |